Monday, 23rd October 2017
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Terms and Conditions
Site Terms and Conditions
1.1 Thank you for accessing Tip Exchange www.tipexchange.co.uk (the "Site"). The intention of the Site is to allow users to supply sports betting information online. These users will be known as Tipsters. The Tipsters make their information available in the form of names of selections, the location and time of the event and the expected outcome. The Tipster may also issue a stake level purely as an indication of the strength of information. This information is available to be purchased by users on a monthly basis.

Use of the Site
2.1 Access to, and use of this website is subject to these terms and conditions of use (the "Terms") and to our Privacy Statement. By accessing, browsing or otherwise using the Site you signify your acceptance of these Terms. From time to time we may amend the Terms. By continuing to use the Site after such amendments have been made you are agreeing to be bound by the Terms as amended. If at any time you do not agree to these Terms you should discontinue your use of the Site. These Terms form a legally binding Contract between you and us.
2.2 This Site allows sporting information to be provided to users. The information on this Site is not directed at residents of the United States or any particular country outside the UK and is not intended for publication in, or use by, any person in any country or jurisdiction where such publication or use would be contrary to local law or regulation. It is your responsibility to ensure that your access and use of this Site is lawful in your own jurisdiction.
2.3 Users who wish to access information must subscribe to a Tipster that supplies the required information. If we provide you with a username and password it is your responsibility to keep them secure and confidential. You must notify us immediately should you suspect any unauthorised use of your username and password.
2.4 You must be over eighteen (18) years of age to become a registered user of this Site and to subscribe to any of the services we provide. We specifically exclude children under eighteen (18) years old from entering into a contract with us.

Content
3.1 The Site is a mechanism to allow Tipsters to provide information online. Tip exchange does not take any responsibility for the quality or content of this information.
3.2 While we have made every effort to ensure the accuracy of the results of the information on this Site, we do not guarantee or give any warranty as to the accuracy, timeliness or completeness of any results on the Site.
3.3 We do not have any responsibility or control over the content of web sites or services to which this Site is linked and accept no responsibility or liability for any losses or damage you suffer as a result of your use of any third party web sites, services or third party correspondences. Please refer to the terms and conditions of such services.
3.4 You acquire no rights or licences in or to the Site and/or the Content other than the limited right to use the Site in accordance with these Terms. You may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, adopt, upload to create derivative works form, transmit or in any other way exploit any part of the Site. You may not make any part of the Site available as part of another web site, whether by hyperlink framing on the Internet or otherwise. This Site and the information contained therein may not be used to create a database of any kind nor may the Site be stored (in its entirety or in any part) in databases for access by you or any third party.
3.5 This Site is protected by applicable UK and international intellectual property right laws. Any infringement of our intellectual property rights will be prosecuted to the fullest extent permitted by law.

Tipster Accounts
4.1 You must be over 18 years of age to open a Tipster account.
4.2 The Tipster will have a responsibility to provide sporting information to the best of their knowledge.
4.3 Tips must be updated on the site before 11:00am. Tips will then be sent out at 11:00am. Under no circumstances can information be modified after the tips have been sent.
4.4 Tipsters can provide information about their service on their mini-site homepage, via a web link and via an accompanying message with their tips.
4.5 Information on the Tipsters mini-site can be rendered using our editor, however to maintain the consistency, appearance and to prevent the use of unsafe material we do not allow any images or links to files in the description area. Please note that any errors in your welcome message that cause problems with the main Tip Exchange site will lead to your welcome message being removed without notice.
4.6 Tipsters must not encourage users to subscribe to their service via any other means other than via Tip Exchange.
4.7 Any Tipsters providing information either on their site, or via email to their subscribers that is detrimental to Tip Exchange will have their account suspended without notice.
4.8 Tipsters are encouraged to promote their service however any Tipster found using Spamming techniques will have their account suspended without notice.
4.9 Your account fee is for one year and is not recurring. If you allow your account to expire it will become suspended.
4.10 Tip Exchange reserves the right to suspend an account in the event of suspected fraudulent activity.
4.11 Suspended accounts can not be accessed by until they have been renewed. Should an account be suspended for more than 48 hours then any active subscribers will have their subscription fee refunded.
4.12 The Tipster is aware that a percentage of their subscription will be paid to Tip Exchange.
4.13 You will be issued with a Username and Password to access and upload the information on the web site. If it should be discovered that any member is sharing their password with another person or passing on information to any third party then their membership will be ended immediately without refund. Refunds will not be permitted once the subscription has started.
4.14 The service is intended for personal use only and is not transferable. No part of the service may be reproduced, displayed in public, broadcast or used for any other purpose.
4.15 Payments by subscribers for your service will be paid to your PayPal account once a month, with the exception of the first month of joining.
4.16 Only completed subscriptions will be paid on a payment date. This allows Tip Exchange to mediate disputes. Tip Exchange will only refund a subscription fee if the subscriber has not used their subscription or if the Tipster account is suspended for more than 48 hours.

Subscription to a Tipster Service
5.1 You must be over 18 years of age to subscribe to a racing service via the Tip Exchange. You should comply with the law in your country concerning the age at which a person is allowed to gamble.
5.2 Betting advice may be offered seven days a week. The betting week will begin on a Monday and end on a Sunday. There may, however, be some days when no bets can be advised. In return for a fee the tipping service will supply you with information as to which selection they are choosing to back or lay. You will make your own decision as to whether you choose to gamble on this advice. All races considered will be in the United Kingdom or Ireland.
5.3 The user will be aware that a portion of their subscription fee is paid to Tip Exchange.
5.4 By following the advice of tipping service to bet on selections you realise that there is risk involved and it is possible that your stake money may be lost. You accept full responsibility for the outcome of your own bets and understand that the recommendations are for information and entertainment only.
5.5 Tip Exchange takes no responsibility for the quality of the advice of the tipping service. Users should choose a service carefully.
5.6 The information will be sent to your nominated email address and available via the tip exchange website on a password protected page. Every effort will be made to ensure the emails are delivered well before the start of each day's racing. We cannot be held responsible for any losses arising from missed winning bets due to the failure on the part of any service providers whatsoever.
5.7 You will be issued with a Username and Password to access the information on the web site. If it should be discovered that any member is sharing their password with another person or passing on our daily racing information to any third party then their membership will be ended immediately without refund. Refunds will not be permitted once the subscription has started.
5.8 The service is intended for personal use only and is not transferable. No part of the service may be reproduced, displayed in public, broadcast or used for any other purpose. You should be aware there are no guarantees with betting. Past results are not indicative of future performance. Bets can lose as well as win. You should make your own decisions as to whether to follow the information provided.
5.9 We advice users to always check the odds you are laying at. It is possible for the odds to move dramatically between the time the tip is issued and when you place a bet. You should only gamble with money you can comfortably afford to lose.

Limitation of Liability
6.1 Information on this site is provided on an "as is" and "as available" basis. We do not warrant that the Site is compatible with your computer equipment, that it will run uninterrupted or that the Site or its server is free of errors, viruses, worms, "Trojan Horses" or other such destructive features. To the fullest extent permitted by applicable law we exclude all other warranties, express or implied, as to the operation of this Site, its Content and/or any products or services made available through it.
6.2 You acknowledge that we may from time to time suspend the availability in order to carry out routine maintenance, perform upgrades, nightly backups and so on. You further acknowledge that we may change the Content or technical specifications of any aspect of the Site at any time at our sole discretion.
6.3 Our total liability to you whether based on contract, tort (including negligence) or otherwise, is limited to the total subscription fees paid by you in the calendar year in which liability arose.
6.4 WARNING: GAMBLING INVOKES RISK. BY GAMBLING YOU RUN THE RISK THAT YOU MAY LOSE MONEY OR SUFFER PSYCHOLOGICAL INJURIES. YOU GAMBLE AT YOUR OWN RISK. For the avoidance of doubt, we are not responsible for your gambling losses.

Cancellation of subscriptions/refunds
7.1 You acknowledge that should you decide to become a Tipster or subscribe to a Tipster you will be required to make payment to us for the services that such membership entitles you to receive. You acknowledge that the membership services are available to you as soon as you submit your credit card details to us (via the PayPal site) and you have received the automatic confirmatory email following a successful payment transaction. You agree therefore to waive any rights that you may otherwise have under the Distance Selling (Consumer Protection) Regulations 2000 to an automatic cancellation of your subscription within a seven (7) day period, on the basis that you will have access to the services before the expiry of this seven (7) day period. However, we may at our sole discretion offer you a refund or cancellation of your subscription payment. If you wish to request a refund, please contact us at admin@tipexchange.co.uk. Refund or cancellation of subscription payment can only be made in the event of a user : 1) successfully completing a subscription payment and 2) subsequently NOT logging on to protected content areas at any time throughout the duration of the completed subscription period. If you have not entered into any of the protected access areas following a subscription payment, you may be eligible for a refund. NB: User data logging systems are in place to assist in this regard. 7.2 Subscribers will qualify for a refund should the Tipster Account be suspended for more than 48 hours

Privacy Statement
8.1 Tip Exchange has created this privacy statement in order to demonstrate our firm commitment to privacy for our users. The following privacy statement discloses our information gathering and dissemination practices for this website. It explains: What personally identifiable information Tip Exchange collects about users and why How personally identifiable information is collected through the Site How users can correct any inaccuracies in the Information. If you have any questions or concerns regarding this Privacy Statement, please contact us via the website here. Tip Exchange are the sole owners of the information collected on www.tipexchange.co.uk

Registration
8.2 In order to use this Site, you do not need to provide any information to Tip Exchange. However if you wish to become a Tipster you must first register via the 'Registration' process. During registration you are required to give contact information (such as a name, address and an email address) which will identify you personally. We use this information to contact you about services on our Site for which you have expressed an interest. It is optional for you to provide demographic information (such as age). We will issue unique identifiers (such as, username and password) and email them to you once registration is complete. We also store a copy of the IP address of the computer you use for registration to protect our users from fraudulent activity. Punters may only subscribe to a free trial once per Tipster. When a Punter subscribes via a free trial we store your email address and IP address in order to prevent reuse of the free trial service. When a Punter subscribes to a Tipsters service their name and email address are obtained from the Punters PayPal account after payment has been completed. When you become a Tipster or Punter your credit card details are not accessible by Tip Exchange, only by PayPal.

Information Use
8.3 IP Address We use your Internet Protocol (IP) address to help diagnose problems with our server, and to administer our Web site. When subscribing, or logging into our secure server, your IP address is tracked against your user ID for the dual purposes of preventing fraud and creating an audit trail.

Log Files
Like most standard Web site servers we use log files to record the use visitors make of our Site. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyse trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. Log files are not used in themselves to collect personally identify information about Special Promotions, news and updates to the Site We may also use information such as email addresses to alert our customers of special promotions that we may be running or to inform you of any news or changes that might affect your Tip Exchange experience.

Communications from the Site: Special Offers and Updates
We send all newly registered members a welcoming email to verify username. Established registered members will occasionally receive information on services and special deals. Should you not wish to receive such communications, you can at any time ask us to stop sending them by contacting us at admin@tipexchange.co.uk.

Service Announcements
On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature. Users may opt-out of these communications. Please contact us at admin@tipexchange.co.uk to opt out.

Who has access to your Information?
8.4. Tip Exchange will neither rent, sell nor make available your personal information to any third party unrelated to it, other than where we believe that the law requires it (for example where such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Site) or where we have sought and been given your specific permission to do so.

Third Party Intermediaries
We use a PayPal to process transactions. They may retain, share, store or use information that may personally identify you depending on your PayPal account.

Business Transitions
In the event Tip Exchange goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users' personal information will, in most instances, be part of the assets transferred. Users will be notified via email prior to a change of ownership or control of their personal information in order to obtain the consent to such transfer.

Links to Third Party Sites
This Site contains links to other web sites. Please be aware that we Tip Exchange are not responsible for the privacy practices of such web sites. We encourage our users to be aware when they leave our Site and to read the privacy statements of each and every web site that collects personally identifiable information about them. This privacy statement applies solely to information collected by this Site.

Surveys and competitions
From time-to-time, we may request certain information from users to allow them to participate in surveys or competitions. Participation in these surveys or competitions is completely voluntary and you have a choice therefore whether or not to disclose the requested information. Such information typically includes contact information (such as name), and demographic information (such as post code). Contact information will be used and shared with the competition sponsors to notify the winners and award prizes. Anonymous survey information will be used for the purposes of monitoring or improving the use and satisfaction of our users with this Site. We will not share any information that identifies you personally with any third parties unless we have obtained your prior consent. Although we may use an intermediary to conduct these surveys or competitions, they may not use your personally identifiable information for any secondary purposes.

Users 18 and Under
8.5 We will not intentionally collect any information about visitors to this Site who are under eighteen (18) years of age. We specifically instruct children under eighteen (18) years of age not to submit information to this Site under any circumstances.

Security of your Information
8.6 We take every reasonable precaution to protect and prevent the loss, misuse or alteration of information that you provide to us. When you submit information via our Site, your information is protected both online and off-line. If you have any questions about the security of your information, please contact us using our questions form.

The Data Protection Act 1998
Under the Data Protection Act 1998 (UK legislation) we have a legal duty to protect any information we collect from you. We use leading technologies and encryption software to safeguard your information, and maintain strict security standards and policies in order to prevent any unauthorized access to or use of it.

Correcting/Updating/Deleting/Deactivating Personal Information
8.7 If a user's personally identifiable information changes (such as post code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users' personally identifiable information. This can usually be done at the Tipster Details page or using our online feedback form.

Notification of Changes
8.8 If we decide to change our privacy practices, we will post those changes to this Privacy Statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the Privacy Statement current at the time the information was collected. If, however, we are going to use your personally identifiable information in a manner different from that stated at the time of collection we will notify you via email. You will have a choice as to whether or not we use your information in this different manner. However, if you have opted out of all communication with the Site, or deleted/deactivated your account, then you will not be contacted, nor will your personal information be used in this new manner. In addition, if we make any material changes in our privacy practices, even where they do not affect user information already stored in our database, we will post a prominent notice on our Site notifying users of the change. In some cases where we post a notice we will also email users, who have opted to receive communications from us, notifying them of the changes in our privacy practices.

Events beyond our control
9.1 Tip Exchange will not be responsible for any breach of these Terms caused by circumstances beyond its control.

Applicable Laws
10.1 The Terms are governed by the laws of England and the parties submit to the exclusive jurisdiction of the English Courts.

Contact Information
11.1 If users have any questions or suggestions regarding our privacy policy, or complaints about any aspect of our service, please contact us at admin@tipexchange.co.uk